Page 1 of 1

Comprehensive Credit Reporting

Posted: Sat Jun 01, 2019 9:59 am
by uppityvug
Comprehensive Credit Reporting (CCR) enhances Australia's credit reporting system and allows for additional information to be securely supplied between credit providers and credit reporting bodies. CCR helps to recognise people displaying sound credit management and enhances responsible lending requirements and borrowing practices.

Re: Comprehensive Credit Reporting

Posted: Sat Jun 01, 2019 10:00 am
by ultrasoundutility
St.George started comprehensive credit reporting (CCR) as part of a government-initiated industry change to provide a more complete picture of consumers’ credit history. Customers will soon see new information on their credit report.

Re: Comprehensive Credit Reporting

Posted: Sat Jun 01, 2019 10:01 am
by vehicularenchanted
ultrasoundutility wrote:
Sat Jun 01, 2019 10:00 am
St.George started comprehensive credit reporting (CCR) as part of a government-initiated industry change to provide a more complete picture of consumers’ credit history. Customers will soon see new information on their credit report.

We are required to supply account history information from April 2018. This means it's more important than ever to pay your bills on time so your repayment history information is shown favourably on your credit report.

Re: Comprehensive Credit Reporting

Posted: Sat Jun 01, 2019 10:08 am
by uppityvug
Checking what’s on your credit report is important to see if there are any fraudulent applications made in your name and to check your information is correct. If you see something that doesn’t look right on your report, you can contact us or the credit reporting body to get it looked into. If there is a mistake, we will fix it.

Re: Comprehensive Credit Reporting

Posted: Sat Jun 01, 2019 10:09 am
by ultrasoundutility
If the file is changed, you will be sent a copy of your new report and any company that's requested your credit file in the previous two months will also be sent the corrected file.